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After the book closure date, the price of the stock usually drops by the amount of the dividend, since buyers after this date are no longer entitled to the dividend.

It’s not exactly first-date material, but at some point early on couples ought to start talking about money.

” If neither of you know, take a few minutes to get free estimates using mobile apps from Credit Karma, Credit Sesame or

You and your partner could try this tactic if you both are straight shooters.A company will declare a "book closure" to signify a date.Records are still kept during this period but the beginning date, or book closure date, is important for determining who will be affected by some future change, for example it helps determine who gets the dividend.Don’t get me wrong: By then, we’d fully observed each other’s spending behaviors and discussed goals (thankfully, with no red flags). With plans to move in together and cosign a lease just a few months down the road, we figured this was a natural and important time to get into the nitty-gritty.If you and your mate haven’t come anywhere near this conversation yet, my recommendation is to schedule a time to talk so that your partner doesn’t feel blindsided and so that you can each do a little homework beforehand if need be.